Mfukoni – SBM Bank1.45 - App Store
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Publisher Description
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple device. To get started, download the Mfukoni App and enroll by self-registration.
With the newly upgraded version of Mfukoni, you can now experience the following;
Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
Personalization
By adding your photo
By setting a theme (from three available themes)
Recommending the application to a friend
Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include:
Manage Your Account
View account balances and transaction history
Perform Transactions
Pay bills - DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment
Money Transfer between SBM Bank Kenya accounts and other Bank accounts
Deposit SBM Bank Kenya Cheques
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Orange
Locate SBM
Locate the nearest SBM Bank Kenya branches and ATMs
Notes on Permissions:
Location permissions are needed to determine your current location in order to find SBM Bank Kenya branches and ATMs near you.
Read Contact permissions are needed to access your contacts to send money via Mfukoni
Camera permissions are needed to deposit checks via Mfukoni.
Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply.
Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.
Version History -Pebble account Opening for Childs
-Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.45 Sep 8 -Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.44 Mar 17 Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.
New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements
Bugs fixes and user experience improvements. 1.43 10/04/2025 -Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes 1.42 09/04/2025 New feature -Card Self-Services, empowering customers with full control over their SBM Multicurrency Prepaid card.
You can now;
Activate New cards
Set PIN
Reset PIN
Control transaction limits
View balances and statements
Load cards via M-Pesa
Transfer funds to accounts, prepaid cards, and mobile wallets.
Block or deactivate cards instantly across POS, ATM, online, and international channels 1.41 07/25/2025 Security enhancements, bug fixes and introduction of instant Pay Day Salary Advance
Instantly access upto 50% of your monthly net salary on Mfukoni and enjoy convenience whenever you need an advance to meet your needs 1.40 03/10/2025 Security enhancements, bug fixes and introduction of new service features:
-E-Citizen Bill Payments
-USD Currency High Interest Platinum Saver
-Standing Order for Scheduled regular payments
-Self-Registration for mobile banking 1.39 11/28/2024 Security enhancements, bug fixes and introduction of new service features:
- Biometrics Login
- Platinum Saver Accounts
- Fixed Deposits: Open, view and generate advice slip
- Account Details: Loans, Fixed Deposits & Overdrafts
- CBK Mandatory Fields for Local RTGs bank transfers i.e. Purpose Code and Town Name 1.38 10/14/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.37 07/27/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.36 03/04/2024 Security improvements 1.35 08/08/2023 Security improvements 1.34 08/08/2023 Security improvements 1.33 08/10/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.32 06/09/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.31 05/27/2022 Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.30 08/01/2021 Bug Fixes and Security Enhancement 1.21 08/11/2020 App Security fix and notification. 1.20 07/19/2020 New Pay Merchant feature (Send to Paybill, Till and Other Banks from your account)
App fixes and improvements. 1.19 06/04/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.18 02/25/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.17 02/10/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. SBM Giving Back to U campaign
3. KRA Bill Payment
4. Minor UX improvements and fixes.
5. Better and improved App experience. 1.16 01/03/2020 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.15 12/30/2019 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.14 12/10/2019 1. UPI Debit and Prepaid Cards Application
2. Minor UX improvements and app access fixes.
3. Better and improved App experience. 1.13 09/13/2019
About Mfukoni – SBM Bank
The company that develops Mfukoni – SBM Bank is SBM BANK KENYA LIMITED. The latest version released by its developer is 1.45.
To install Mfukoni – SBM Bank on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-14 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Mfukoni – SBM Bank as malware if the download link is broken.
How to install Mfukoni – SBM Bank on your iOS device:
- Click on the Continue To App button on our website. This will redirect you to the App Store.
- Once the Mfukoni – SBM Bank is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
- If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
- After Mfukoni – SBM Bank is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
- Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.
Program Details
System requirements
Download information
Pricing
Version History
version 1.45
posted on 2026-10-14
Version History -Pebble account Opening for Childs
-Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.45 Sep 8 -Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.44 Mar 17 Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.
New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements
Bugs fixes and user experience improvements. 1.43 10/04/2025 -Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes 1.42 09/04/2025 New feature -Card Self-Services, empowering customers with full control over their SBM Multicurrency Prepaid card.
You can now;
Activate New cards
Set PIN
Reset PIN
Control transaction limits
View balances and statements
Load cards via M-Pesa
Transfer funds to accounts, prepaid cards, and mobile wallets.
Block or deactivate cards instantly across POS, ATM, online, and international channels 1.41 07/25/2025 Security enhancements, bug fixes and introduction of instant Pay Day Salary Advance
Instantly access upto 50% of your monthly net salary on Mfukoni and enjoy convenience whenever you need an advance to meet your needs 1.40 03/10/2025 Security enhancements, bug fixes and introduction of new service features:
-E-Citizen Bill Payments
-USD Currency High Interest Platinum Saver
-Standing Order for Scheduled regular payments
-Self-Registration for mobile banking 1.39 11/28/2024 Security enhancements, bug fixes and introduction of new service features:
- Biometrics Login
- Platinum Saver Accounts
- Fixed Deposits: Open, view and generate advice slip
- Account Details: Loans, Fixed Deposits & Overdrafts
- CBK Mandatory Fields for Local RTGs bank transfers i.e. Purpose Code and Town Name 1.38 10/14/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.37 07/27/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.36 03/04/2024 Security improvements 1.35 08/08/2023 Security improvements 1.34 08/08/2023 Security improvements 1.33 08/10/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.32 06/09/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.31 05/27/2022 Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.30 08/01/2021 Bug Fixes and Security Enhancement 1.21 08/11/2020 App Security fix and notification. 1.20 07/19/2020 New Pay Merchant feature (Send to Paybill, Till and Other Banks from your account)
App fixes and improvements. 1.19 06/04/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.18 02/25/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.17 02/10/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. SBM Giving Back to U campaign
3. KRA Bill Payment
4. Minor UX improvements and fixes.
5. Better and improved App experience. 1.16 01/03/2020 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.15 12/30/2019 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.14 12/10/2019 1. UPI Debit and Prepaid Cards Application
2. Minor UX improvements and app access fixes.
3. Better and improved App experience. 1.13 09/13/2019
version 1.45
posted on 2026-09-14
Version History -Pebble account Opening for Childs
-Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.45 6d ago -Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.44 Mar 17 Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.
New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements
Bugs fixes and user experience improvements. 1.43 10/04/2025 -Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes 1.42 09/04/2025 New feature -Card Self-Services, empowering customers with full control over their SBM Multicurrency Prepaid card.
You can now;
Activate New cards
Set PIN
Reset PIN
Control transaction limits
View balances and statements
Load cards via M-Pesa
Transfer funds to accounts, prepaid cards, and mobile wallets.
Block or deactivate cards instantly across POS, ATM, online, and international channels 1.41 07/25/2025 Security enhancements, bug fixes and introduction of instant Pay Day Salary Advance
Instantly access upto 50% of your monthly net salary on Mfukoni and enjoy convenience whenever you need an advance to meet your needs 1.40 03/10/2025 Security enhancements, bug fixes and introduction of new service features:
-E-Citizen Bill Payments
-USD Currency High Interest Platinum Saver
-Standing Order for Scheduled regular payments
-Self-Registration for mobile banking 1.39 11/28/2024 Security enhancements, bug fixes and introduction of new service features:
- Biometrics Login
- Platinum Saver Accounts
- Fixed Deposits: Open, view and generate advice slip
- Account Details: Loans, Fixed Deposits & Overdrafts
- CBK Mandatory Fields for Local RTGs bank transfers i.e. Purpose Code and Town Name 1.38 10/14/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.37 07/27/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.36 03/04/2024 Security improvements 1.35 08/08/2023 Security improvements 1.34 08/08/2023 Security improvements 1.33 08/10/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.32 06/09/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.31 05/27/2022 Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.30 08/01/2021 Bug Fixes and Security Enhancement 1.21 08/11/2020 App Security fix and notification. 1.20 07/19/2020 New Pay Merchant feature (Send to Paybill, Till and Other Banks from your account)
App fixes and improvements. 1.19 06/04/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.18 02/25/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.17 02/10/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. SBM Giving Back to U campaign
3. KRA Bill Payment
4. Minor UX improvements and fixes.
5. Better and improved App experience. 1.16 01/03/2020 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.15 12/30/2019 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.14 12/10/2019 1. UPI Debit and Prepaid Cards Application
2. Minor UX improvements and app access fixes.
3. Better and improved App experience. 1.13 09/13/2019
version 1.44
posted on 2026-09-07
Version History -Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements 1.44 Mar 17 Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.
New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements
Bugs fixes and user experience improvements. 1.43 10/04/2025 -Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes 1.42 09/04/2025 New feature -Card Self-Services, empowering customers with full control over their SBM Multicurrency Prepaid card.
You can now;
Activate New cards
Set PIN
Reset PIN
Control transaction limits
View balances and statements
Load cards via M-Pesa
Transfer funds to accounts, prepaid cards, and mobile wallets.
Block or deactivate cards instantly across POS, ATM, online, and international channels 1.41 07/25/2025 Security enhancements, bug fixes and introduction of instant Pay Day Salary Advance
Instantly access upto 50% of your monthly net salary on Mfukoni and enjoy convenience whenever you need an advance to meet your needs 1.40 03/10/2025 Security enhancements, bug fixes and introduction of new service features:
-E-Citizen Bill Payments
-USD Currency High Interest Platinum Saver
-Standing Order for Scheduled regular payments
-Self-Registration for mobile banking 1.39 11/28/2024 Security enhancements, bug fixes and introduction of new service features:
- Biometrics Login
- Platinum Saver Accounts
- Fixed Deposits: Open, view and generate advice slip
- Account Details: Loans, Fixed Deposits & Overdrafts
- CBK Mandatory Fields for Local RTGs bank transfers i.e. Purpose Code and Town Name 1.38 10/14/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.37 07/27/2024 Introduction of a new service : PESALINK.
PesaLink is an instant money transfer service within Kenya for local bank accounts. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available 24Hrs, 365 Days a year on SBM bank Online Banking and Mobile App Mfukoni. Instantly send money from one local bank account to another local bank account. 1.36 03/04/2024 Security improvements 1.35 08/08/2023 Security improvements 1.34 08/08/2023 Security improvements 1.33 08/10/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.32 06/09/2022 New delightful user interface, secured and improved experience.
Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.31 05/27/2022 Mobile banking anywhere and anytime for a smarter tomorrow.
Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Apple™ device. To get started, download the Mfukoni App and follow the prompts to either enroll by self-registering or to login to the new Mfukoni.
With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills –Kenya Power Prepaid token purchase, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Telkom
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations. 1.30 08/01/2021 Bug Fixes and Security Enhancement 1.21 08/11/2020 App Security fix and notification. 1.20 07/19/2020 New Pay Merchant feature (Send to Paybill, Till and Other Banks from your account)
App fixes and improvements. 1.19 06/04/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.18 02/25/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. Minor UX improvements and fixes.
3. Better and improved App security and experience. 1.17 02/10/2020 1. Secure Mfukoni New Installation Activation One Time Password (OTP).
2. SBM Giving Back to U campaign
3. KRA Bill Payment
4. Minor UX improvements and fixes.
5. Better and improved App experience. 1.16 01/03/2020 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.15 12/30/2019 1. Secure Activation OTP SMS.
2. Minor UX improvements and fixes.
3. Better and improved App experience.
4. SBM Giving Back to U campaign 1.14 12/10/2019 1. UPI Debit and Prepaid Cards Application
2. Minor UX improvements and app access fixes.
3. Better and improved App experience. 1.13 09/13/2019 1. UPI Debit and Prepaid Cards Application
2. Minor UX improvements and app access fixes.
3. Better and improved App experience. 1.12 09/12/2019
version 1.44
posted on 2026-03-17
-Busara: Banking for the whole family, parents and children. Empowering children with financial literacy, money management, goal savings and earning through parent’s assigned tasks.
-Loyalty: Shop with SBM Card and Earn points, extensive options to spend the points.
-Lipa Na Bank: Pay Merchant through Pesalink.
-Instant open GBP & EUR Platinum savers
-User experience improvements and security enhancements
version 1.43
posted on 2025-10-04
Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.
New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements
Bugs fixes and user experience improvements.
version 1.42
posted on 2025-09-04
Sep 4, 2025
Version 1.42
-Dormant accounts self-reactivation
-Security enhancements
-Improved user experiences
-Forex Rates
-Bug fixes
version 1.40
posted on 2025-03-10
Mar 10, 2025
Version 1.40
Security enhancements, bug fixes and introduction of instant Pay Day Salary Advance
Instantly access upto 50% of your monthly net salary on Mfukoni and enjoy convenience whenever you need an advance to meet your needs
Disclaimer
Official App Store Link
We do not host Mfukoni – SBM Bank on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.
The App Store link for Mfukoni – SBM Bank is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
